Riding an all-terrain vehicle, also called an ATV or “four-wheeler” can be a lot of fun, but it can also result in serious personal injury. There are a lot ways that an injury can occur on an ATV. In some cases, we are dealing with an inexperienced driver who has rented an ATV or is using one that belongs to a friend. It is also possible that a rider is seriously injured when sitting on the back on an ATV being operated by someone else.
There is no seat belt on most of these vehicles, and it is not hard for a victim to fall and suffer serious injury or event death. In some cases, we are dealing with an experienced rider who is just going too fast and taking unnecessary risks. If a passenger is injured in this process who is not related to the operator, he or she might have a valid personal injury claim. In some cases, the vehicle will even be insured, and in other cases, a homeowner’s insurance policy might cover the victim’s damages for his or her injuries. Continue reading